Comprehensive Wealth Management

Our group's planning based approach allows us to organize clients' finances and assets in a way that is customized to their unique needs.  By establishing and maintaining a total financial relationship with our clients, we are are able to help address earnings concerns from both sides of their balance sheet thereby allowing them to make smarter financial decisions.  The focus of our wealth management efforts is concentrated in the following three fundemental areas:


Asset Management:  By establishing and maintaining a total financial relationship with our clients, we feel we are able to help address earnings concerns and make smarter financial decisions.  Consequently, we have access to several investment managers who have been thoroughly screened and are continuously monitored to ensure the highest standards of portfolio management and consistency of investment discipline. They systematically build and maintain diversified portfolios by investing assets across various industries, securities, maturities and issuers. By managing each portfolio as a separate entity, we are able to take advantage of a wide spectrum of investments while maintaining maximum flexibility and accountability in serving our clients’ needs.


Liability Management:  Managing what our clients owe is equally as important as managing what they own. Proper liability management can help reduce expenses, lower taxes, maximize asset growth and cash flows, and enable clients to take advantage of financial opportunities to enhance their lifestyle or grow their business more rapidly. We analyze the following areas of liability management when structuring our clients’ aggregate portfolios:

  • Real Estate Financing
  • Business Financing
  • Investment Financing
  • Personal Credit


Transition Planning:  Regardless of our clients’ accumulated wealth - or even their age - transition planning is crucial to ensuring they have a strategy in place to leave more of their hard-earned assets to their chosen heirs and less to the government. We work with our clients’ other professional advisors to determine which estate and/or succession planning strategies are appropriate based upon the client’s overall financial situation. Our experience is focused in the following areas:

  • Tax Reduction Strategies
  • Family Limited Partnerships
  • Gifting & Charitable Contributions
  • Current & Successor Trusteeship
  • Trust Law & Estate Preservation Strategies


Any discussion of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice.  Clients should confer with their qualified legal, tax and accounting advisors as appropriate.