How We Help Small Businesses

Planning for the small business owner
As a business owner, you are responsible for the future of your business and it’s employees, as well as your own future and the future of your loved ones.  Since your business is typically your largest single asset, it is essential that your personal financial goals are working in tandem with your business goals. Successfully planning for this complex balance can be both challenging and rewarding. Our team has the expertise and know-how to provide comprehensive financial strategies designed to integrate your personal financial goals with those of your business. 
Ask yourself the following questions
  • What would you do if you or your business partner were to die or become disabled?
  • Do you and your business partner have an agreement in case one of you decides to leave the company?
  • Do your employees feel committed and loyal to you and your company?
  • What would the impact on your company be if your best salesperson left tomorrow?
  • How do you know your current benefits package is providing you enough money for your retirement years?
  • In the event of your death, is your estate in order and protected from extensive tax burdens? 
Our Services

Employee Benefits
  • Group Insurance (life, disability, dental)
  • Medical Benefits*
  • Multi-Life Long Term Care and Disability Income Insurance
Qualified Retirement Plans
  • 401(k), Solo(K)/Profit Sharing Plans
  • SEP and SIMPLE IRA Plans
  • Money Purchase and Defined Benefit Pension Plans 
Business Continuation/Key Employee Plans
  • Deferred Compensation Plans 
  • DSSelect/discriminatory Executive Retirement Plans
  • Key Man Life and Disability Insurance
  • Buy/Sell Agreement Funding (Life and Disability) Business Overhead Protection

 Any discussion of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice.  Clients should confer with their qualified legal, tax and accounting advisors as appropriate

*Some health insurance products offered by unaffiliated insurers.